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Education Debt Manager for Matriculating and Graduating Medical School Students

Year Published: 2020
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Education Debt Manager for Matriculating and Graduating Medical School Students

This comprehensive financial guide helps medical school students navigate the complexities of financing medical school through the responsible borrowing and repayment of student loan debt.

Education Debt Manager for Matriculating and Graduating Medical School Students
Year Published: 2020
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Designed for medical school students, residents, and financial aid staff. 



This resource helps medical school students, residents, and financial aid staff navigate the complexities of student debt. Not only can this information help you borrow monies wisely, it can also enable you to make strategic repayment decisions by enhancing your understanding of important debt management skills for future use (including during the lean years of residency).

It provides insights on how to:

  • Understand the basics of student loans, including types of loans
  • Manage existing student loans during and after medical school
  • Build a budget and manage finances during medical school and residency
  • Navigate repayment plan options
  • Postpone student loan payments during residency
  • Create a budget
  • Become financially literate and use credit wisely
  • Explore Public Service Loan Forgiveness (PSLF)

This is a publication of the AAMC’s FIRST (Financial Information, Resources, Services, and Tools) program. FIRST provides resources, like the MedLoans® Organizer and Calculator, the AAMC Financial Wellness Program, and FIRST Financial Aid Fact Sheets to help students make smart financial decisions and build a successful debt management strategy.

 Beginning in 2020, the AAMC plans to publish two editions each year, the first around January and the second in late spring. This publication was previously updated in January 2020. This current edition, published in June, reflects recent changes from the Department of Education’s website and online resources, as well as an updated interest rate chart for the 2020-2021 academic year.


To download this publication as a PDF, either click the download link above or click “add to cart” and complete the checkout process to obtain the download link. You can also purchase a printed version of this publication through Amazon.



This publication was developed by the AAMC to advance medical education. It is provided to the medical community at no cost for that purpose.

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Number of Pages: 71 Year Published: 2020